Randy Underwood has a comprehensive business and transactional law practice which includes advising commercial real estate buyers, sellers, tenants, developers and lenders; counseling numerous financial institutions on operational and regulatory issues; and assisting agribusiness entities.
Randy regularly advises real estate investors regarding acquiring, financing, leasing and developing, and conveying commercial real estate and evaluating possible real estate investments.
Randy counsels significant agribusiness entities in the raising of equity capital, the investing of that capital in agricultural properties throughout the United States, and the implementing of leasing and other strategies to generate returns on those investments.
For more than 30 years, Randy has advised numerous financial institutions throughout the United States regarding a wide variety of matters, including regulatory, securities, consumer compliance, documentation and operational issues. Randy has frequently written and spoken to North Carolina attorneys and bankers regarding numerous banking law issues and has co-authored a treatise on North Carolina secured transactions under Article Nine of the Uniform Commercial Code which is used by North Carolina attorneys and lenders. Randy regularly represents sellers and purchasers in their mortgage banking activities.
Randy regularly provides counsel to varied other clients regarding business issues and commercial transactions. This advice involves entity formation, equity and debt financing, business strategies, mergers and acquisitions, and operational issues.
Fellow, American College of Mortgage Attorneys, 2003-present
Chair, Financial Institutions Committee, Business Law Section, North Carolina Bar Association, 2004-05
Member, North Carolina Land Title Association; Executive Committee, 2013-2015
Member, Business Law and Real Property Probate and Trust Law Sections, American Bar Association, 1979-present
Member, Real Property and Corporate Law Sections, North Carolina Bar Association, 1979-present
Member, Greensboro Bar Association, 1979-present
Board of Directors, Kiwanis Club of Greensboro, 2008-2010; Vice President, 2013-2014; President Elect, 2014-2015
Past Chair, Christian Social Ministries Commission, Holy Trinity Episcopal Church
Past Organizing Director, Ten Thousand Villages of Greensboro
North Carolina Secured Transactions Under Revised Article 9 of the Uniform Commercial Code (co-author, treatise published by Data Trace Publishing Company, 2001)
Bound in Shallows and in Miseries (author and presenter), Advanced Topics in Real Property, North Carolina Bar Association, 2010
Possible Criminal Liability for Disclosure of Information Regarding Bank Customers, Legal Memorandum, Vol. 40, No. 1, North Carolina Bankers Association, 2008
Can You Keep a Secret? You Could Go to Jail if You Can't (author and presenter), North Carolina Bankers Association, 2007
Procedures for Determining Existence of Federal Tax Liens Against Personal Property, Legal Memorandum, Vol. 39, No. 2, North Carolina Bankers Association, 2007
Names of Debtors on UCC Financing Statements, Legal Memorandum, Vol. 38, No. 13, North Carolina Bankers Association, 2006
Deregistration Under the Securities Exchange Act of 1934 - Selected Issues (co-author and presenter), University of North Carolina School of Law Festival of Legal Learning, 2006
Truth-In-Lending Revisions in the Bankruptcy Reform Act (author and presenter), North Carolina Bankers Association, 2005
Arbitration Clauses in Bank Documents (co-author), Legal Memorandum, Vol. 37, No. 2, North Carolina Bankers Association, 2005
The Fair and Accurate Transactions Act of 2003 (author and presenter), University of North Carolina School of Law Festival of Legal Learning, 2005
Marking Up Third Party Fees Under RESPA, Legal Memorandum, Vol. 36, No. 4, North Carolina Bankers Association, 2004
Service Members Civil Relief Act, Legal Memorandum, Vol. 36, No. 4, North Carolina Bankers Association, 2004
Changes in the Rules Concerning Creation and Attachment of Security Interests Under Revised Article 9 (author and presenter), North Carolina Bar Association, 2000
I grew up in a rural area in central North Carolina, and all of my grandparents were farmers. My childhood taught me a lot of about the value of goal setting, a strong work ethic and finding practical solutions to problems, and I’ve incorporated those life lessons into my practice. What I enjoy most about my work as a lawyer is forming personal relationships with my clients and becoming an integral part of their team. Feeling that I have contributed in some way to my clients’ success is what drives me.
If I’m not practicing law, my description of a perfect day would include standing at the top of a ski slope on a brisk sunny day, or sitting in my chair in the sun at an Americana music festival. I enjoy doing most anything outside, even things others might consider work. If I were not a lawyer, I’d probably be doing something that involved the land or things that grow in it.